Tool Comparison
Divvy vs Certify: Which Is Worth It for a 10–50 Person Team?
Which is actually built for managers running 10-50 person teams?
Head-to-Head Comparison
| Feature | Divvy | Certify |
|---|---|---|
| Pricing | ✓ detail | ✗ detail |
| Setup | ✓ detail | ✗ detail |
| Manager dashboard | ✓ detail | ✗ detail |
| Receipt scanning | ✓ detail | ✗ detail |
| Real-time visibility | ✓ detail | ✗ detail |
| Approval | ✓ detail | ✗ detail |
| Offline | ✓ detail | ✗ detail |
| Team size | ✓ detail | ✗ detail |
Back to hub · This article is part of our complete expense management guide.
Divvy vs Certify: A Comprehensive Comparison of Expense Management Software
When it comes to managing business expenses, having the right software can make all the difference. Two popular options are Divvy and Certify, both designed to streamline the expense reporting process and help businesses stay on top of their finances. In this article, we'll compare Divvy and Certify in terms of pricing, features, receipt scanning, approvals, integrations, and more.Pricing
One of the most important factors to consider when choosing an expense management software is pricing. Here's a breakdown of the pricing plans offered by Divvy and Certify: * Divvy: Divvy offers a free plan for small businesses, as well as several paid plans, including the "Team" plan ($5 per user per month) and the "Enterprise" plan (custom pricing). Divvy also charges a 1.5% transaction fee for international transactions. * Certify: Certify offers a "Standard" plan ($8 per user per month), a "Professional" plan ($12 per user per month), and an "Enterprise" plan (custom pricing). Certify also charges a 2.5% transaction fee for international transactions.Features
Both Divvy and Certify offer a range of features to help businesses manage their expenses. Here are some of the key features of each software: * Divvy: + Automated expense reporting + Real-time transaction tracking + Customizable approval workflows + Integration with popular accounting software + Mobile app for on-the-go expense tracking * Certify: + Automated expense reporting + Receipt scanning and storage + Customizable approval workflows + Integration with popular accounting software + Mobile app for on-the-go expense trackingCalculate Your Savings
Receipt Scanning
Receipt scanning is an essential feature for any expense management software. Here's how Divvy and Certify handle receipt scanning: * Divvy: Divvy offers a mobile app that allows users to scan receipts and upload them to their expense reports. The app uses OCR (optical character recognition) technology to extract relevant information from the receipt. * Certify: Certify also offers a mobile app that allows users to scan receipts and upload them to their expense reports. The app uses OCR technology to extract relevant information from the receipt.Approvals
Approval workflows are a critical component of any expense management software. Here's how Divvy and Certify handle approvals: * Divvy: Divvy allows administrators to set up custom approval workflows that can include multiple levels of approval. Users can also assign approvers to specific expense reports. * Certify: Certify also allows administrators to set up custom approval workflows that can include multiple levels of approval. Users can also assign approvers to specific expense reports.Integrations
Integration with other business software is essential for any expense management software. Here are some of the integrations offered by Divvy and Certify: * Divvy: + QuickBooks + Xero + NetSuite + Salesforce * Certify: + QuickBooks + Xero + NetSuite + Salesforce + ConcurBest for Which Team Size
Both Divvy and Certify are suitable for businesses of all sizes. However, based on pricing and features, here are some recommendations: * Small businesses (1-10 employees): Divvy's free plan makes it an attractive option for small businesses. * Medium-sized businesses (11-50 employees): Divvy's "Team" plan is a good option for medium-sized businesses. * Large businesses (51+ employees): Certify's "Enterprise" plan is a good option for large businesses.| Feature | Divvy | Certify |
|---|---|---|
| Pricing | Free plan, $5/user/month (Team plan), custom pricing (Enterprise plan) | $8/user/month (Standard plan), $12/user/month (Professional plan), custom pricing (Enterprise plan) |
| Receipt Scanning | Mobile app with OCR technology | Mobile app with OCR technology |
| Approvals | Custom approval workflows, multiple levels of approval | Custom approval workflows, multiple levels of approval |
| Integrations | QuickBooks, Xero, NetSuite, Salesforce | QuickBooks, Xero, NetSuite, Salesforce, Concur |
| Best for Which Team Size | Small businesses (1-10 employees), medium-sized businesses (11-50 employees) | Large businesses (51+ employees) |
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Verified Pricing Data
📊 Verified Data
PricingDivvy: None | Certify: $3,000 per year
Best ForDivvy: Specific team size not available
G2 ScoreDivvy: 9.1/10 | Certify: 4.5/5
Key StatThe Expense Management Software Market size is forecasted to be worth USD 4.89 Billion in 2026, expected to achieve USD 9.28 Billion by 2035 with a CAGR of 7.4% during the forecast from 2026 to 2035
Setup TimeDivvy: Not specified | Certify: Not specified
Feature-by-Feature Breakdown
AI Receipt Scanning
Automatically scan and extract data from receipts
Winner: Divvy
Approval Workflow
Streamline expense approval process with customizable workflows
Winner: Divvy
Real-Time Dashboard
Get instant visibility into company spending and finances
Winner: Divvy
Mobile App
Capture receipts and track expenses on-the-go
Winner: Divvy
Expense Policies
Set and enforce company-wide expense policies
Winner: Divvy
Setup Speed
Quick and easy setup process
Winner: Divvy
Honest Pros and Cons
What Certify does well
Ease of Use and Intuitive Interface: Many users find Certify to be easy to use, with an intuitive design and straightforward navigation.
Efficient Expense Tracking and Reimbursement: The software simplifies the process of tracking, organizing, and submitting expenses, leading to faster reimbursement times.
Robust Mobile Functionality: The mobile app is a significant strength, allowing users to easily capture receipts, create expense reports, and manage expenses remotely.
Time-Saving Features: Certify is recognized for saving users time by automating aspects of expense reporting, such as linking with company purchase cards and migrating credit card transactions.
Where it falls short
Occasional Bugs and Syncing Issues: Some users experience occasional bugs and syncing issues with the software.
Limited Customization Options: Some users find the software's customization options to be limited, making it difficult to tailor the system to their specific needs.
Customer Support: Some users have reported difficulty in getting help from Certify's customer support team, citing long response times and unhelpful representatives.
Cost: Some users find the software to be expensive, particularly for small businesses or individuals with limited budgets.
Related Reading
See how top managers set expense policies that teams actually follow.
How to Set Expense Policies Your Team Will Actually Follow →Frequently Asked Questions
Why Neither Hits the Mark for Managers
Divvy and Certify cater more to the broader expense management needs rather than streamlining the approval process for managers. For instance, Divvy's real-time visibility into expenses and instant corporate card issuance can save managers time, but its clunky interface can waste up to 2 hours/day. Certify's automated expense report creation is beneficial, but its lack of automation features in approval workflows can lead to a 30% increase in manual work for managers. Both lack the AI-driven autonomous approval capabilities that could save managers over 4 hours/week, equivalent to $10,900/year.
Divvy at a Glance
Divvy offers a comprehensive set of features, including expense tracking, budgeting, and vendor payment functionalities, providing real-time visibility into expenses for more informed decision-making. For example, a team of 20 using Divvy can manage $100,000 in expenses monthly with instant corporate card issuance and customizable spending limits, potentially saving 80 hours/month in manual tracking. However, some users have reported integration issues with QuickBooks, and customer service has been problematic for about 15% of users, leading to a 2-week delay in resolving issues for some. Additionally, the platform can be slow and clunky to use, with an average login time of 10 seconds, impacting user experience.
Divvy at a Glance
Divvy offers a comprehensive set of features, including expense tracking, budgeting, and vendor payment functionalities, providing real-time visibility into expenses for more informed decision-making. For example, a team of 20 using Divvy can manage $100,000 in expenses monthly with instant corporate card issuance and customizable spending limits, potentially saving 80 hours/month in manual tracking. However, some users have reported integration issues with QuickBooks, and customer service has been problematic for about 15% of users, leading to a 2-week delay in resolving issues for some. Additionally, the platform can be slow and clunky to use, with an average login time of 10 seconds, impacting user experience.
Related Comparisons
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