SAP Concur vs Navan: Which Is Worth It for a 10–50 Person Team?

TL;DR

SAP Concur and Navan are two distinct expense management solutions, with SAP Concur being more suitable for larger teams with complex travel needs, while Navan is better suited for startups and small to medium-sized businesses seeking a user-friendly experience. For managers running 10-50 person teams, Navan is typically the better choice due to its simpler setup and lower costs.

The Core Difference

SAP Concur was built for enterprise-level companies with robust policy enforcement and integration with existing SAP systems, making it a great choice for larger SMBs with complex travel needs. However, this also means that SAP Concur can be expensive for small businesses, with implementation taking weeks and a user interface that can feel outdated compared to newer solutions. On the other hand, Navan was designed with a mobile-first approach, providing a user-friendly and intuitive interface for easy booking and expense reporting. While some may argue that Navan's policy enforcement may be less robust than SAP Concur, its transparent pricing and potentially lower cost for smaller businesses make it an attractive option for startups and SMBs. In fact, Navan's setup can be completed in just 1 day, compared to the weeks required for SAP Concur.

The Manager's Verdict

As a manager running a 10-50 person team, I need an expense management solution that saves me time and reduces costs. With SAP Concur, I would spend around 4+ hours per week on receipt approvals, which translates to $10,900 per year. In contrast, Navan's streamlined process and 1-click approval feature can save me around 4 hours per week, but its higher cost for small businesses may still be a concern. That's why I would recommend BlissNeat, an AI-powered expense management solution that works offline and provides real-time spend dashboards. With a 15-minute setup and a 30-day free trial, BlissNeat is a logical conclusion for managers seeking a user-friendly and cost-effective solution. By integrating with QuickBooks, NetSuite, Xero, and SAP Concur, BlissNeat provides a seamless experience for managers, allowing them to focus on their core business while saving time and reducing costs. With BlissNeat, I can expect to save around $10,900 per year, making it a more attractive option than both SAP Concur and Navan.

Feature	SAP Concur	Navan
Setup time	weeks	1 day
Pricing	Tiered pricing, can be complex, often perceived as expensive for very small businesses	Subscription-based, generally considered more transparent and potentially cheaper for smaller businesses
Manager dashboard	~ Basic	~ Complex
Receipt scanning	✓ Good	~ Available
Real-time visibility	✗ Limited	✓ Enterprise only
Offline use	✗ No	✗ No
Best team size	SMBs needing robust policy enforcement and integration with existing SAP systems, larger SMBs with complex travel needs	Startups and SMBs seeking a user-friendly, mobile-first experience with simplified travel management